What to do if I believe that my mother is being frauded out of death benefits from her father’s life insurance policy?

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What to do if I believe that my mother is being frauded out of death benefits from her father’s life insurance policy?

My grandfather became very ill/senile so my mother filed for Power of Attorney. She then submitted a Change of Beneficiary form to change the beneficiary to her name. It’s been nearly a year now; the insurance company first denied they received her change form, then they claim it’s still in review, It’s always a different excuse. Earlier this year, her father passed away. Now she wants to file a death benefits claim but is afraid to because the insurer refuses/denies to confirm the beneficiary has been changed. Is this fraud? What can she do next?

Asked on June 28, 2013 under Insurance Law, California

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Given the situation that you have written about and the delay for payment under the life insurance policy of your grandfather, your mother should consult with an attorney experienced in life insurance policies and payment such as a Wills and trust attorney.


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