What to do if I’m being sued for an old debt that was charged off over 2 years ago?

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What to do if I’m being sued for an old debt that was charged off over 2 years ago?

It was for approximately $2200 plus interest. I received the papers last night. It is not from the original credit grantor but shows an assignor and an attorneys name. I am not sure what steps to take now. I do not want it to go into default judgement but cannot afford an attorney or to pay the debt in full.

Asked on December 18, 2012 under Bankruptcy Law, Texas

Answers:

Eric C. Redman / Redman Ludwig, P.C.

Answered 8 years ago | Contributor

charge off does not mean that you do not owe the debt.  if it is legitimate, work out a payment plan you can afford with the lawyer, or you could file abnkruptcy if you have enough other debt.


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