If I am being sued for a unsecured loan but can pay in full next month, how do I respond to the summons?

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If I am being sued for a unsecured loan but can pay in full next month, how do I respond to the summons?

Asked on January 16, 2012 under Bankruptcy Law, Louisiana

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

You have several options regarding how to resolve the lawsuit against you for the unsecured loan that you can shortly pay in full this month as follows:

1. call the attorney or party who filed the lawsuit and ask for a written extension to answer the complaint for 30 days or so stating that you intend to pay the amount soon;

2. if the request is not accepted, answer the summons and complaint timely so you do not get defaulted;

3. do not answer the complaint but enter into a written settlement agreement with the party suing you where you pay the amount owed by a certain date.


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