What to do if I’m 32 and I have several delinquent collection accounts?

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What to do if I’m 32 and I have several delinquent collection accounts?

Some from years ago, when I just didn’t care and a lot of medical bills. I am now disabled and living on SSDI and would like to know what form of bankrupcy I should file? And if there is a form or a process to qualify for a bankrupcy fee waiver? There is no way that I can pay all of these to better my credit. Unfortunately, I wasn’t thinking clearly at the time and obviously unaware of what would happen with my health and am now panicked.

Asked on November 25, 2012 under Bankruptcy Law, California

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Given what you have written about the debt that you simply cannot pay off you need to consult with a reputable bankruptcy attorney as to whether or not you are a bankruptcy candidate. In federal bankruptcy court there is no such thing as a fee waiver for a bankruptcy filing.


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