If I accidentally chipped my friend’s tooth at a bar, can I ask him to use his insurance to pay for it or can he sue me for the total cost?

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If I accidentally chipped my friend’s tooth at a bar, can I ask him to use his insurance to pay for it or can he sue me for the total cost?

Asked on June 17, 2012 under Personal Injury, North Carolina

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Your friend can sue you for negligence.  Negligence is the failure to exercise due care (that degree of care that a reasonable person would have exercised under the same or similar circumstances to prevent foreseeable harm).

Your friend's damages (the amount of compensation he is seeking in a lawsuit for negligence) would include compensation for the medical/dental bills, compensation for pain and suffering, which is an amount in addition to the medical/dental bills and if applicable compensation for any documented wage loss.  Compensation for the medical/dental bills is straight reimbursement.  Compensation for wage loss is straight reimbursement.  Compensation for pain and suffering is an amount in addition to the medical/dental bills and is based on the medical/dental reports which document the nature and extent of the injury.


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