How would a conviction for marijuana possession affect my auto insurance?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jul 15, 2021

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A Michigan marijuana conviction is unlikely to affect your car insurance rates or coverage, unless the conviction involves driving under the influence of marijuana. Car insurance companies usually only raise rates or review your coverage for traffic-related convictions, while ignoring other convictions. However, a DUI (referred to as OWI in Michigan) involving marijuana may cause a substantial increase in your car insurance premiums. In the end, it is always up to the individual insurance carrier to determine if or how much your rates will be raised.

For more information on the consequences a Michigan OWI on your auto insurance, see our article How a DUI Affects Your Car Insurance.

Follow this link for more information about Michigan Marijuana Laws and Michigan Medical Marijuana Laws

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