How to proceed after traffic accident in an uninsured car?

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How to proceed after traffic accident in an uninsured car?

I rear-ended a car just after a traffic light when the driver slammed on his brakes in front of me. I was driving a co-worker’s car for work related business and it was uninsured. The person that was rear-ended is a lawyer.

Asked on July 11, 2016 under Accident Law, Florida

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

1) If you were at-fault in causing a car accident, you are legally liable (responsible to pay) for all repair or other costs (e.g. towing; medical costs) resulting from your accident.
2) If you hit another car from behind, you are almost certainly legally at fault: it doesn't matter if the front driver "slammed on his brakes," because you are legally obligated to maintain a safe speed and following distance, so that you could stop in time if the front driver brakes suddenly. If you did not stop in time, you are at fault.
Therefore, you are most likely liable for the damage. It may be a good idea to settle without having to be sued and defend yourself in court, since that would cost you time and money and you'd likely end up paying, anyway. If you do come to a settlement, get in writing from him that this settles ALL claims from the accident and he can't sue you.


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