How much is a fair amount to settle for with aninsurance company?
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How much is a fair amount to settle for with aninsurance company?
I was injured in a car accident that was not my fault. Damages to my vehicle were about 10,000 and I went through therapy for a back injury (about 7 months, 2-3 times a week). I was told through MRI that there was no permanent disc damage but I still have some back pain. Also, how does payment toward medical work, if I already paid my co-pays at time of service? Do I need to seek a personal injury attorney at this late stage? In Inglewood, CA.
Asked on April 18, 2011 under Personal Injury, California
Answers:
Barry Simon / Law Office of Barry J. Simon
Answered 13 years ago | Contributor
I am a CA lawyer specializing in auto accident cases. I need additional info from you re: how much your medical expenses are, how much income have you lost and what is the status of settlement discussions with the at fault party's carrier? You can reach me at [email protected] or 1-877-733-4393.
Barry J. Simon, ESQ.
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
1) Reasonable recovery would be: your out-of-pocket (not covered by insurance) property damage and medical costs to date (e.g. copays, deductibles, or out-of-network costs); lost wages; and possibly some pain annd sufferinig if you experienced pain and disability for 7 months. A reasonable pain and suffering award might be 1 - 3 times (depends on situation, exact pain and disability, etc.) your out-of-pocket medical costs. Also, in terms of medical, it's doctor, hospital, tests, physical therapy, prescriptions, and assistance devices (e.g. braces, canes, orthopedic chair, etc.).
2) If you have at least $10k of car damage plus some extra amount per the above, it would be worthwhile retaining an attorney to help you.
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