How long should I wait for a response to my demand letter regarding a car accident?

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How long should I wait for a response to my demand letter regarding a car accident?

I was in an accident a few months ago and have recently submitted my demand letter to the adjuster. I understand that I need to be patient. But while I don’t want to seem desperate, I also don’t want to appear to be a push over and have my case be set aside. There has been an email acknowledging receipt of my demand letter, asking to speak with me. I called but got voice mail and left a message. I suppose they may be evaluating my case now. So what would be a feasible waiting period before I try to contact the insurance adjuster again?

Asked on February 26, 2012 under Accident Law, Florida

Answers:

Herman Klemick / Klemick and Gampel, P.A.

Answered 9 years ago | Contributor

In Florida I would call them in 10 days. There is no legal or set time that you need to wait. In Florida the Satute of limitations is 4 years so do not let the 4 years run. Some adjusters have been known to string people along until the statute runs and then the person is out of luck and lose their case.

Timothy Klisz / Klisz Law Office, PLLC

Answered 9 years ago | Contributor

They may never actually call you back.  Insurers and the adjusters are always looking to save on money and to avoid paying any claims, even valid ones.  Keep in mind that here in Michigan, there is a three year statute of limitations for a case against a bad driver, but only one year for PIP no-fault benefits.  Contact me to discuss.  Tim Klisz

Kelly Broadbent / Broadbent & Taylor

Answered 9 years ago | Contributor

Typically, in Massachusetts, 30 days is given by an attorney to an insurance company to review the demand.  If the insurance company has contacted you requesting to speak with you, you should return the call and leave a message to the adjuster.  They may be reviewing your claim, or they may need additional information to do so.  


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