How likely is a debt collector to sue me for a $3500 debt?
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How likely is a debt collector to sue me for a $3500 debt?
About a year ago, I sold a website to someone. The buyer paid me via Paypal. About a month later, he filed a chargeback against me lying that there was something wrong with the transaction. So, Paypal refunded him the money. Now, since I had already withdrew the payment from my Paypal account (about 1 week after selling the website), there was a zero balance from my Paypal account. Meaning, I now owe Paypal $3500. I refused to pay Paypal those $3500 because I was wrong. Now, a debt collector agency keep calling me trying to get me to pay.Will i get sued for not paying?
Asked on April 28, 2012 under Bankruptcy Law, New Jersey
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
You can absolutely get sued for not paying. The proper route would have been to appeal PayPal's decision and prove why something was not wrong with the website purchase. You can most certainly attempt to sue the other individual for the monies for the sale or file a police report showing why this was or should be considered theft, since that person now has his money and your website. If a debt collector sues you, you have a few choices. You can ignore, but keep in mind judgments can turn into liens and garnishments or it can simply follow you around, especially if you keep indicating you do owe the debt.
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