How do I prove to an insurance company that I wasn’t liable for a car accident?

UPDATED: Jun 26, 2014

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Jun 26, 2014Fact Checked

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

How do I prove to an insurance company that I wasn’t liable for a car accident?

At the scene the police did not say I was responsible for the accident and no tickets were issued, however my insurer is claiming that I am responsible. A bicyclist ran into my car at an intersection; he didn’t seem to be following the traffic laws the same as vehicles like bicyclists are supposed to. I’m stuck in with a claim, No wonder there are so many hit and runs.

Asked on June 26, 2014 under Accident Law, Florida


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Your insurance company should be relying on the police report to determine fault in the accident.  Since the police report did not find you at fault, you should not be held liable for the accident.  If there were witnesses, they could also provide written statements signed under penalty of perjury as to what occurred in the accident.  Those statements will provide additional evidence to your insurance company that you were not at fault in the accident.  The police report may have listed the names of witnesses.  Also, are there any traffic cameras at the intersection where the accident occurred?  If so, video from those cameras will provide your insurance company with additional evidence that you were not at fault in the accident.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption