How can you stop a bank from calling and harrassing you about a house payment?

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How can you stop a bank from calling and harrassing you about a house payment?

My payment is due on the 1st of the month and I pay it by the end of month. They keep calling and saying we are late and we need to pay now or they will send people out to look at house what for not sure. Now they sent a bill for $6,000; it says that we are behind on taxes and insurance. However, the tax bill not due until next month on the 7th and insurance is not due until the 14th. They said that county sent letter to them about delinquent taxes but I called the county but it said that there was no such letter.

Asked on June 21, 2012 under Real Estate Law, Illinois

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

It sounds as though you have a difficult lender and assigned representative with respect to the loan on your home. The best way to handle the problems you have is to call your lender and speak with the supervisor of the person or persons who have been calling and writing you about the loan which is the basis of your question.

The point of the call is to address the issues you have as to the loan. Follow up the call with a letter to the supervisor keeping a copy of it for your own use and need.

If you continue getting the harassing calls and letters, you should consult with an attorney practicing in the area of consumer law to assist you.


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