How can I get more that what the insurance company is offering me when my car was totalled by one of their insured’s customers?

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How can I get more that what the insurance company is offering me when my car was totalled by one of their insured’s customers?

Do I have any legal grounds to want more that what I am being offered in a car insurance settlement? I was just involved in accident where the other driver was at fault. My car has been deemed

Asked on September 11, 2017 under Accident Law, North Carolina

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Your only recourse when the settlement offer from the insurance carrier is unsatisfactory is to reject the settlement offer and sue the at-fault party for negligence.  Your damages (monetary compensation you are seeking in your lawsuit) would be the value of your car.


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