How can I get a judgement lien off my property after a discharged bankruptcy?
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How can I get a judgement lien off my property after a discharged bankruptcy?
I filed chapter 7 bankruptcy 2 1/2 years ago. I had a judgement against from my business with a merchant service company. The debt was discharged. Now I have a chance to refinance my home and title company found this lien on my title. What can I do?
Asked on May 14, 2013 under Bankruptcy Law, Arizona
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 10 years ago | Contributor
You need to pull your credit from each of the three major credit bureaus and figure out what happened. Then you have to dispute the charge. Then you need to go to the registry of deeds and show the discharge. It may be sufficient to discharge the lien through the help of the registry of deeds communicating with the creditor. Otherwise, talk to the debtor (not write) and inform them that the debt has been discharged.
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