What to do if I’m trying to file a bankruptcy on my own but I was previously going to file with my husband who I have now separated from?

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What to do if I’m trying to file a bankruptcy on my own but I was previously going to file with my husband who I have now separated from?

We both completed the initial required class a year ago. Now that I am filing by myself do I have to take this pre-required class again? I am also having a lot of difficulty with the ‘means test’ I am on a fixed income that is set to expire next month, is the means test still a requirement if it’s just myself and I am on fixed income with no assets in my name?

Asked on September 11, 2013 under Bankruptcy Law, Indiana

Answers:

Terence Fenelon / Law Offices of Terence Fenelon

Answered 8 years ago | Contributor

The bankruptcy debt couseling certification is only good for 180 days, or 6 months.  So Yes, you have to do it again.

The means test is part of the filing.  It has to be completed.  Try a local county Bar Association and see if they have a pro-bono or referral program that can assist you.


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