What to do if I was in a minor car accident while driving my father’s car and his insurer denied coverage for the damages for the reason that my name was not in the policy?

Get Legal Help Today

 Secured with SHA-256 Encryption

What to do if I was in a minor car accident while driving my father’s car and his insurer denied coverage for the damages for the reason that my name was not in the policy?

Accident was on March 23rd, and my driver license was issued to me on March 14th. After receiving my license and prior to the accident, my father and I were looking for insurance and just so happen his current policy will expire on the March 27th. So we thought we will look around for an insurance company for me and if we find none that matches my need, he will add my name to his policy on the 27th by signing a new contract. Unfortunately the accident happened first. I had my father’s permission to drive his vehicle on that day.

Asked on June 26, 2014 under Accident Law, Washington

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

If you did not have insurance of your own and you were not covered under your father's policy of insurance allegedly, you need to consult with an attorney to review the policy in greater detail. The carrier may not cover you for damages that you may have caused to another car but the carrier should cover repairs to the car that you were driving since it was the object of insurance.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption