What to do if I was in a minor car accident while driving my father’s car and his insurer denied coverage for the damages for the reason that my name was not in the policy?

What to do if I was in a minor car accident while driving my father’s car and his insurer denied coverage for the damages for the reason that my name was not in the policy?

Accident was on March 23rd, and my driver license was issued to me on March 14th. After receiving my license and prior to the accident, my father and I were looking for insurance and just so happen his current policy will expire on the March 27th. So we thought we will look around for an insurance company for me and if we find none that matches my need, he will add my name to his policy on the 27th by signing a new contract. Unfortunately the accident happened first. I had my father’s permission to drive his vehicle on that day.

Asked on June 26, 2014 under Accident Law, Washington

Answers:

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