What are my options if I just bumped into the car in front of me so we didn’t involve the police or insurers but now the driver says that they are having headaches?

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What are my options if I just bumped into the car in front of me so we didn’t involve the police or insurers but now the driver says that they are having headaches?

I was a complete stop during a traffic jam. When I looked down to get something and didnt realize I had let me foot off the brake, so I ended up hitting the car in right front of me going less than 5 mph. The woman in the other car did not want to involve the police or insurances, I only gave her my phone number, and we went on our way. Well yesterday she called me saying that she was at a wedding and started having headaches; she stated that she was going to ride it out for about a week and then if needed she was going to go get seen and she would contact me. Now I am a little worried and I just dont want to get taken for either I would like to protect myself as well. I would like to know my options

Asked on June 6, 2015 under Personal Injury, Georgia

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Review your insurance policy: if it states that you must give them notice of possible or potential claims, then contact them immediately--waiting to give them notice could result in you violating your obligations and not being covered. If you don't have to contact your insurer about potential claims, you can wait to see if you sues you, because you do not have to pay anything unless and until she sues you and wins. (And if you have liability insurance, your insurer should then defend you and, if necessary, pay any judgment against you up to the limits of your policy.) Given how nebulous and hard to verify a claim of a "headache" is, if you agree to pay her money without making her sue and prove her case, you may be paying for nothing.


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