What to do if for the last year I have been receiving letters from a lawyer/collection agency claiming I caused damage to a car while driving, however I’ve never been in an accident?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What to do if for the last year I have been receiving letters from a lawyer/collection agency claiming I caused damage to a car while driving, however I’ve never been in an accident?
I am not sure where these individuals are getting their information from. They have not contacted my insurance agency nor have they filed a suit through the courts. I’m not exactly sure what I am supposed to do in this case. I did not cause damage to anyone’s car. If this had really happened, how come they didn’t call the police or file a claim through my insurance. I’m not sure what to do in this case.
Asked on July 28, 2015 under Bankruptcy Law, Texas
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 8 years ago | Contributor
Write back to them, some way or ways you can prove delivery (e.g. FedEx with tracking; certified mail; etc.) and tell that they have the wrong person: you have never been in an accident. Tell them also that if they continue to harass you for an accident you have never been in, you will consider this consumer fraud, a violation of the Fair Debt Collections Practices Act, and/or a violation of the attorney ethical rules and report this to the FCC, your state consummer protection agency, and the state bar association. If continue to contact/harass you, follow up on those threats, documenting all the many times they've contact you to those agencies and your responses thereto.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.