Ifmycarwas repossessed for defaulting on the loan and my wages are being garnished for over what was owed, doI have the right to find out what is was sold for?

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Ifmycarwas repossessed for defaulting on the loan and my wages are being garnished for over what was owed, doI have the right to find out what is was sold for?

Couldn’t that sale amount have been applied to cover the amount of the loan, which was for $250; my wages being garnished in amount of $3217.78.

Asked on December 22, 2011 under Bankruptcy Law, Arizona

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

If your wages have been garnished, then most likely there is a judgment against you. from the case file number on the granishment, I would go down to the court house where the lawsuit was filed and pull the file. By doing so, you will see what the amount of the judgment was for.

If $3,217.78 is being garnished and the amount owed supposedly was $250.00, there may be attorneys fees, pre-judgment interest, allowable court costs and other charges built into the judgment. From what you have written, it does not make much sense that you allowed your car to be repossessed for $250.00 that was supposedly owed.


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