Is it against the law if an employer claimsthat Icannot opt out of its group health insurance with my valid individual health insurance?

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Is it against the law if an employer claimsthat Icannot opt out of its group health insurance with my valid individual health insurance?

Asked on March 2, 2012 under Employment Labor Law, Florida

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

My understanding is that an employer provided health insurance policy is a benefit given to an employee who can accept it or deny it, much like a paid day off. If you want to maintain your own insurance policy at your own cost as opposed to being covered under the company policy, you should be able to opt out.

For further questions regarding this issue, you should consult with an attorney that practices in the area of labor law.


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