Do I have to settle for salvaged parts?

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Do I have to settle for salvaged parts?

I have four quotes for my truck, all within $6 of lowest-highest. My quotes call for parts to cost $634. The adjustor said the parts are $200 at the salvage yard. Do I have to settle for this? Also my total for body, alignment, & my seal to be replaced is around $1,425.00; theirs is for $881.00. This was the other person’s fault, so this is his insurance I’m dealing with. They say they’re not responsible for aligning or replacing the seal in my transfer case even though neither one of these had the problem until the wreck. They are telling my that my vehicle being a 96 with over 200,000. Is this what I have to settle for ?

Asked on March 25, 2009 under Accident Law, Arkansas

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

You have to understand that you are not entitled to a new car.  Essentially, what was the worth of the vehicle immediately prior to the accident? If the cost to fix the vehicle is more than the worth of the car, then they only have to give you the worth of the car. 

In terms of what they are responsible for fixing, sounds like they are giving you the run around.  If it was the other person's fault, you need to contact your insurance company.  Your insurance rates won't go up -- talk to them and explain what happened.  If that doesn't help, contact your state's insurance dept and file an administrative claim.  If that doesn't work, contact an attorney specializing in insurance matters.  Your state's insurance dept is https://insurance.arkansas.gov/


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