Do I have any recourse if I suffered severe injuries at workbut the company states it is not required to carry worker’s compensation?

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Do I have any recourse if I suffered severe injuries at workbut the company states it is not required to carry worker’s compensation?

I work for a small automotive accessory company. While doing a film installation on a full-size truck I was severely injured. I suffered 9 broken ribs, a collapsed lung and a lacerated liver. During this installation I had to adjust the position of the truck. The service bay is very small. You have to collapse the side mirrors to get the truck to fit. While I was adjusting the position of the truck I heard a load noise as if I had hit something. I got out to take a look. A second later the truck started rolling backwards. I tried to shut the door and got pinned and dragged out the door.

Asked on July 19, 2011 under Personal Injury, Tennessee

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

I may be wrong but I believe that it is the general law in most states in this country that all businesses must carry worker's compensation insurance for their employees. If a business fails to have a worker's compensation policy in place for employees who are not related to the business owner, and an on the job accident happens, the business can be severely penalized for not having such a policy in effect.

You should consult with a personal injury and worker's compensation attorney in this issue. You should also have a meeting with a representative of the worker's compensation board in your county about what happended and no worker's compensation insurance policy by your employer being in place for you.

 


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