Do I have any personal liabilityfor an accident the my mother-in-law caused if she lives with me?

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Do I have any personal liabilityfor an accident the my mother-in-law caused if she lives with me?

The car was in her name and she has her own insurance. I also have an umbrella policy with the same insurance company.

Asked on September 7, 2011 under Accident Law, Florida

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

You should not be liable for an accident caused by your mother-in-law.  If the case is not settled with her insurance company, the insurance company will provide her with an attorney at no cost.  Since the insurance and auto are in her name, she is liable for the accident.  The fact that you have a policy with the same insurance company is irrelevant.


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