Can your car still get repossessed even if you complied with company’s demands and were assured repossession was being cancelled?
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Can your car still get repossessed even if you complied with company’s demands and were assured repossession was being cancelled?
I was behind on car payments, was told my car was going to be repossessed but as long as I made payment before an agent got it they would cancel repossession. I made the payment like I was told, called the finance company back, and gave them the numbers they needed. The rep told me that put me up to date and repossession would be cancelled as soon as she hang up with me. That was at 2 pm. I was assured all was good. Somewhere between midnight and 3 am my car was repossessed. It is Sundayand no one is at the finance company and no one answers at repo company. Will I be able to get my car back?
Asked on October 2, 2011 under Bankruptcy Law, Ohio
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
From what you have written, it appears that your vehicle can be repossessed even though you complied with the lender's demand for making payment. The question is, was the repossession a mistake or was it actually intended where the lender was able to receive an additional car payment from you and locate the address where the vehicle was?
Did you receive something in writing from the lender stating that if you made the car payment your vehicle would not be repossessed? If not, most likely the repossession and payment was all part of a scheme by the lender and the repossession company to find out where the vehicle was in order to make repossession easier and to get an extra car payment from you.
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