Canacreditor make you change your agreed to payment plan?

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Canacreditor make you change your agreed to payment plan?

I have been making a monthly payment to a hospital. Since I have had more medical bills, they want to increase our payment. We feel that we can’t at this time. If we don’t pay on the other bills, they will send it to collection. Can they make us raise our monthly payment?

Asked on April 12, 2011 under Bankruptcy Law, Illinois

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

Here is the problem:  the agreement that you made was based upon the medical bills that you had at the time, correct?  The new bills were not included in the negotiation so the hospital is not obligated to lump them in to the original agreement and lump them in to the payment.  They want to renegotiate the original agreement now to include the new bills.  And yes, if you do not pay on the new bills then they can send THEM ONLY to collections.  Not the bills covered by the other agreement.  I think that you need a new plan here and that you need some help in figuring it out.  Try and see of there is a debt help service affiliated with the court system by you or any other group that can help (AARP; Tenant's Associations, etc.) Someone reputable.  Good luck to you.

 


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