Can my employer cancel my health insurance without telling me?

UPDATED: Dec 22, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Dec 22, 2011Fact Checked

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Can my employer cancel my health insurance without telling me?

While out on workers comp, my company cancelled my health insurance. They said they sent notice but I never got them. Do I have any legal leg to stand on?

Asked on December 22, 2011 under Employment Labor Law, Pennsylvania


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Under ERISA, your employer is required to provide you with written notification of his or her intent to end any and all health care benefits and to have in hand written receipt by all employees of such intended termination. The purpose of this requirement under ERISA is to afford the employee of the ability to try and place alternative health coverage on his or her own with some other insurance carrier so that health care benefits will continue uninterrupted.

If you never received notice that your health care benefits were going to be cancelled and you have suffered no fall out as a result of you not receiving such notice, you really have not suffered any legal damage. I suggest that if you want insurance coverage that you seek to place it on your own.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption