Can I take legal actions regarding an unauthorized credit check?

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Can I take legal actions regarding an unauthorized credit check?

Myself and a roommate signed a 12-month apartment lease together 10 months ago. Then last month, she wanted to get out of the lease early, so she went to the leasing office to see about having her name taken off lease. This all unknown to me. The leasing office ran a credit check on myself without my permission and told her the only way to have me alone on the lease would be to have someone co-sign since I did not qualify for the required financial stipulations. Can I take legal actions on this unauthorized credit check?

Asked on June 20, 2012 under Real Estate Law, Florida

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

Unfortunately, under the laws of all states in this country, anyone can run a background check as well as a credit check on another person with or without his or her permission. You can take legal action concerning the unauthorized credit check as to yourself. However, you are not going to establish liability let alone damages.


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