Can I still make a claim to my former home insurance company eventhough I was’nt not with them any longer for over one year?

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Can I still make a claim to my former home insurance company eventhough I was’nt not with them any longer for over one year?

Asked on July 2, 2009 under Insurance Law, Illinois

Answers:

L.M., Member, California Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

If your claim arises from an incident that occurred while you were insured with them, then yes, you can make your claim.  If it arises from an incident that occurred after your policy with them had already been cancelled, non-renewed or terminated, then no, you will not have coverage.

L.M., Member, California Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

If your claim arises from an incident that occurred while you were insured with them, then yes, you can make your claim.  If it arises from an incident that occurred after your policy with them had already been cancelled, non-renewed or terminated, then no, you will not have coverage.


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