can i cancel my employers medical insurance coverage at any time in the state of maryland?

UPDATED: May 18, 2009

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can i cancel my employers medical insurance coverage at any time in the state of maryland?

Asked on May 18, 2009 under Employment Labor Law, Maryland


MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 13 years ago | Contributor

Not sure I understand the background, but usually the trouble is enrollment periods not cancellation periods.  Does your employer pay it all as part of your salary/benefits package? Do you contribute out of your salary a certain sum per pay period?

Do you have another source of medical insurance, like through a spouse?


In terms of cancellation, check the following so you won't be caught with extra fees or medical bills you incurred but due to cancellation will not be covered:

1. Your cancellation/termination clause in your medical insurance contract; and

2. The Maryland Insurance Administration.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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