can farmers ins cancel my policy because I have a small farming operation and an old caron the property for a flower pot ?

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can farmers ins cancel my policy because I have a small farming operation and an old caron the property for a flower pot ?

Asked on June 30, 2009 under Insurance Law, Minnesota

Answers:

B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

That depends on what the policy itself says, and what the company said in its cancellation letter.  I'm not a Minnesota attorney, but in most states, an insurance company has to put its reasons in writing when it denies a claim or cancels a policy.  In most states, courts give the insured person the benefit of the doubt.  And insurance law is, in my opinion, one of the more difficult fields, where sometimes startling results can occur.

If reading the cancellation letter and your policy together don't make it clear to you that the company had the right to cancel your policy, please take both of them to an attorney near you, for advice you can rely on.  One place to find a lawyer is our website, http://attorneypages.com


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