Can an insurance company deny insuringa woman because she hasbreast implants?

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Can an insurance company deny insuringa woman because she hasbreast implants?

Asked on October 16, 2010 under Insurance Law, Florida

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Insurance laws are constantly changing in this country and every state has its own unique often curious set of insurance laws and cases concerning insurance denial, insurance payments and the like.  Bad faith insurance coverage laws regulated by your state's department of insurance may help you in this circumstance revolving around the denial of insurance due to the existence of breast implants.  Now, it may be the breast implants are not saline (think silicone) and since non-saline breast implants have been the subject of class action and private lawsuits with millions paid out to those implants have leaked, causing extreme sickness and even death, the insurance company may simply have weighed the cost benefit analysis and decided it may cost them more to insure you than what you would be paying them.


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