Can an equipment leasing company with whom I have a contract harass me on an almost daily basis to make payments on my past due account?

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Can an equipment leasing company with whom I have a contract harass me on an almost daily basis to make payments on my past due account?

I have some office equipment leased and am currently struggling to make payments on time. I almost always have at least 1 monthly bill that needs to be paid, and as a result my account status has been “PAST DUE” for most of the year. I am making payments when I can. My problem is, the leasing company has a policy that they must call us every 2 days to “remind” us about our account status and ask if we are ready to pay. I have asked time and time again for them to stop as I will pay when I can, but the calls continue to come. Can they harrass me 15+ times a month for payment like this?

Asked on November 11, 2011 under Bankruptcy Law, Florida

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

The equipment leasing company's harassment of you under the circumstances that you are writing about (for a debt that you recognize and are paying down) can be perceived possibly as an unfair debt collection practice.

I suggest that you consult with a debt collection attorney in your locality and see if the creditor is violating a state law concerning debt collection practices. If so, then the attorney I suggest that you consult with can advise you how to proceed. Good luck.


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