Can an employer take out extra insurance without your consent or knowledge?

UPDATED: Oct 1, 2022

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Can an employer take out extra insurance without your consent or knowledge?

There are several questionable practices at my place of employment but today’s event first. I was wondering why my check was short yet again and I noticed on my paystub that more than double my vision insurance and 5 times the dental was taken out. All other employees noticed same at all different amounts when HR was asked why was told that had to pay a month in advance on insurance. When I signed my insurance papers a few months ago I asked will anything change? The insurance rep stated nothing will change not prices and same amount would be taken weekly as my policy did not change. When discussing with other co-worker who has same policies and same amount deducted weekly but yet her so called

Asked on December 28, 2018 under Employment Labor Law, Tennessee


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

1) No, they cannot take out (or take your money to pay for) extra insurance for you without your consent: you only have to pay for the insurance you agree to take.
2) If your employer takes your money allegedly for "insurance" but simply keeps it (doesn't pay the insurancer provider), there is a word for that: theft. It is a crime--stealing your money. You could report this to police and/or sue to recover the money.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

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