Can an employer cancel your health insurance retroactive to the first of the month?

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Can an employer cancel your health insurance retroactive to the first of the month?

I was terminated on 10/4/10. My employer canceled my health insurance retroactive to 10/1/10. I was paying the premiums, now I have a $500 bill from the medical facility for a blood test the doctor requested. The medical facility did not tell me I was no longer a member, when I went for the blood test, but they did tell me I was not a member when I went to get my prescription.

Asked on November 2, 2010 under Employment Labor Law, California

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

And your bills were from 10/1 through 10/4?  By the way, were you ever advised of your right to obtain COBRA?  I would seek legal help in your area (you may want to start with the Department of Labor just to see what they think and where they can direct you in the state for help).  You may have to sue your employer for what he did.  It seems if you were paying the premiums you should have been covered.  Sounds a bit like insurance fraud here.  You may also have to sue him to cover the bills that you thought should have been covered as you were still an employee. And check in to COBRA coverage, ahich is your right to continue your health insurance coverage under certain conditions by paying the premiums yourself.  Good luck.   


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