Can a credit card company legally take every penny I have?
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Can a credit card company legally take every penny I have?
Today I found that all of my bank accounts, including my joint account that I share with my girlfriend, were wiped out. Apparently my credit card issuer placed a lien against me from a prior balance from a corporate account (without my knowledge). They are still claiming that I owe them more money, and want my paychecks as well. I was never served any type of court papers or anything. How can they take all of my money and the account with my girlfriend’s name on it? Is there anything I can do to get my money back and to fight this?
Asked on November 23, 2010 under Bankruptcy Law, Florida
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
When you say "without my knowledge" what do you mean? Do you mean that there was a corproate account opened without your knowledge? Or that you were sued without your knowledge? When you say "corporate account" was it opened as part of your employment (did you have to take customers out or purchase things for the company and were you to be reimbursed?). It is most liekly that you were sued and that there was a judgement issued against you. You have to get to the bottom of that issue and that matter. Once you have reached that information you need to seek help to vacate the judgement and to stop the levy on your bank accounts. Good luck.
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