Can a third party file a judgment lien against you?
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Can a third party file a judgment lien against you?
I had a home that went into foreclosure a couple of years ago. The mortgage was transferred to a third party but I did not receive a notice. After contact by the third party, I asked repeatedly for paperwork showing that they bought my mortgage. This was done by certified mail. Now they have filed a judgment lien against me. What are my options?
Asked on May 16, 2012 under Real Estate Law, Ohio
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
If there is a judgment lien against you with respect to the home that you formerly owned and went into foreclosure, it means the the holder of one of the loans sued you for a deficiency on it and and you were then defaulted.
Given the fact that there is a judgment against you, I suggest that you consult immediately with a real estate attorney to see if you were validly served with the summons and complaint in order to look into possibly setting aside the default and default judgment against you.
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