can a lawyer check my credit without filling a judgment first, and report me to the credit agencies without filling a judgement, then Garnish my wages

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can a lawyer check my credit without filling a judgment first, and report me to the credit agencies without filling a judgement, then Garnish my wages

i hav piad for 3 years when i stopped because i know i paid them off already they garnish my wages and with out filling a judgment

Asked on June 7, 2009 under Employment Labor Law, Utah

Answers:

J.M.A., Member in Good Standing of the Connecticut Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

I am a lawyer that practices in this area in CT.  I would need to see the documents that support the debt and the basis for garnishing your wages.  Generally, your wages cannot be garnished without a judgment.  As far as your credit report is cncerned, a creditor can report a delinquent payment to a credit reporting agency without a judgment.  I suggest that you bring the documents to a lawyer immediately so that you can determine what the deal is as far as the lawyer garnishing your money and determining whether a judgment exists and whether it entered validily.


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