Can a employer cancel insurance after insurance was paid for that month

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Can a employer cancel insurance after insurance was paid for that month

Ex-employer cancel my insurance
after it was paid for that
month. Insurance was canceled
first of the month I was out on
medical leave until middle of
month I decided not to go back
to work for the company they
took payment for insurance
after they claimed I quit at
the first of the month. Now I
have doctor bills that the
insurance should have paid
because it was paid.

Asked on November 13, 2017 under Employment Labor Law, Alabama

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

No, if you paid for the month, they have to provide insurance for that month. Even if you did quit or leave employment during a month, even early in the month, if you had already paid for that month's insurance, you'd still get the coverage. Based on what you write, it appears that you should have had coverage; you may therefore have grounds to sue the employer to force them to pay the medical bills for that month which would have been paid had you had insurance. If the amount is equal to or less than the small claims court limit, suing in small claims court, as your own attorney or "pro se," is a good, fast, cost effective option.


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