Can a debt collector garnish my wages and change the terms of a payment agreement?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Can a debt collector garnish my wages and change the terms of a payment agreement?
I have a judgement against me, I have no idea what or how that even happened. It’s from a debt collection agency who threatened me to garnish my wages. So I made an agreement to pay them $80 a month. I missed this months payment because work was slow and I could barely pay my rent, now they sent me a letter saying that I need to pay $160 now and $100 a month after that. Is there any thing I can do?
Asked on June 20, 2012 under Bankruptcy Law, New York
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
If you had a written monthly installment agreement with respect to a judgment against you but failed to adhere to the terms of this presumed written agreement, for all intents and purposes you breached it.
As a result, the judgment creditor or his or her agent (debt collection agency) can deem the whole amount owed due and payable or change the terms of the prior installment agreement which seems to be the case in your matter.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.