Can a credit card debt collector still try to collect on a debt from 18 years ago?

Get Legal Help Today

secured lock Secured with SHA-256 Encryption

Can a credit card debt collector still try to collect on a debt from 18 years ago?

My fiance had a credit card from 19 years ago that they are still calling and sending letters to collect. Don’t they not only have to write it off?

Asked on November 1, 2011 under Bankruptcy Law, Florida

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

A third party debt collector can try to collect on an obligation that is eighteen (18) years old or so, however there is no obligation for your fiance' to pay it for the simple reason that the statute of limitations to bring suit has long ago passed.

I would write the third party collection company a letter along this line advising that the debt if owed is time barred from collection and that further pursuit of the claim could subject the third party debt collector to a claim for unfair debt collection practices.

Good question.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption