Can a credit card collection company garnish our wages?

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Can a credit card collection company garnish our wages?

My wife and I have a credit card in her name that has been turned over to collections. They said that they are suing us. We have not filed bankruptcy. Also, if my wife is on her parent’s bank accounts as a user, can they go after that in any way?

Asked on March 21, 2011 under Bankruptcy Law, Idaho

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

If the credit card company sues you and wins a judgement against you then they can collect under what ever means the statutes in your state allow.  Wage garnishment is often one of these methods of collection, as is levy on a bank account or personal property to be sold to pay the debt or even filing the judgement against an real property that you may have.  It is a very serious matter and you really need to deal with it s soon as you possibly can.  And yes, they can levy against ANY bank account that has your wife's name on it which includes then her parent's money.  Seek some help here.  Try settling the claim with them.  Good luck. 


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