Can a collection agency suspend your drivers license?
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Can a collection agency suspend your drivers license?
I had a accident in a U-haul truck – attempted to go under a bridge and the overhead got caught (the bridge was too low). I took out insurance on the truck but it didn’t cover it and my insurance didn’t cover it. I made an arrangement with the insurance company to made a monthly payment of a $100. I went to jail however and missed my payment. They sent it to a collection agency, told me that if I didn’t come up with a $1,000 they would suspend my license. I gave them $200 and they said they still would suspend my license.
Asked on January 11, 2011 under Bankruptcy Law, Louisiana
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
What is happeneing to you makes me so infuriated. You are being bullyed by the colletion agency whi is practicing unfair collection tactics. Yes it is true that your license could at some poit be suspended BUT not by a collection agency for the type of debt that you owe here: for fixing a u-Haul. It can be suspended for overdue traffic fines, etc. If it is issued by a governmental agency then only that agency or a court of law can suspend it. In other words, the collection agency is using unfair and deceptive collection tactics in violation of the FDCPA (Fair Debt Collection Practices Act). Call them up or wait until they call you back. Then ask for a supervisor (take names) and their address. Then let them know that they are practicing unfair tactics and you are going to report them and call the better Business Bureau and State Attorney General and the FTC. Then do it. And show an attorney all the insurance stuff. If you took out insurance when you rented the U-haul the damage should have been covered. I think you were taken advantage of here. Good luck.
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