What to do if I’m being being sued for an auto accident I had when I was a minor?

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What to do if I’m being being sued for an auto accident I had when I was a minor?

I was involved in a car accident where I was found at fault. At the time I was 17 and excluded from my mother’s auto insurance. Now the other party’s insurance company is suing me asking for damages, court costs and attorney fees. The fact is the person I was involved in the accident had full coverage insurance or uninsured motorist insurance of some sort. So now they are trying to recover the money they paid to their client. Also, only the bumper of the plaintiff’s vehicle was damaged and was pretty minor. What I can do?

Asked on January 18, 2012 under Accident Law, Texas

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

If you were involved in an auto accident when you were a minor and the insurance carrier for the other driver paid his or her damages, but you were found at fault for this accident, but had no insurance at the time and you are now having to deal with the other person's insurance carrier, you have a problem on your hands for the following reasons:

1. you were found responsible for causing the accident;

2. you have no insurance in place at the time to cover the damages for the other person. As a result, his or her insurance carrier paid the damages and is now looking to be reimbursed from you.

I suggest that given the situation you are in that you enter into a written agreement where you agree that so much is owed and you pay down the amount on a monthly basis until paid in full.


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