Are my heirs obligated to pay off my credit card debt after my death?
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Are my heirs obligated to pay off my credit card debt after my death?
Asked on January 26, 2016 under Estate Planning, Texas
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 8 years ago | Contributor
Although credit card companies could file claims against your estate, your heirs are NOT personally liable for your credit card debt. Some credit card companies or collection agencies will tell your heirs that they have a "moral obligation" to pay the credit card debt. That is nonsense and should be rejected by your heirs.
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