Am I responsible for unsecured debt if I refinance my home 2 years after filling a Chapter 7?
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Am I responsible for unsecured debt if I refinance my home 2 years after filling a Chapter 7?
Asked on May 21, 2013 under Bankruptcy Law, California
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
From what you write, it appears that you incurred the debt after you filed for Chapter 7. If so, then yes--you are responsible for it. A bankrupty filing only discharges debts that existed prior to the filing; it does not affect debts you incur after filing.
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