Am i required to provide proof of new insurance for a secondary driver who is no longer on my policy

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Am i required to provide proof of new insurance for a secondary driver who is no longer on my policy

In 2017 my boyfriend got in an at fault accident which has since been finalized.
At the time, he was a secondary driver on my insurance but has since put the car
in his own name and insured it with a different company.
Now my insurance is asking me to provide proof he has different insurance for his
vehicle or they are threatening to raise the rate on my other vehicle i still
have insured with them Do i have to provide proof? Is this even legal?
I wasn’t even involved in the accident, why do i have to pay for a vehicle that i
don’t even own anymore?

Asked on December 12, 2018 under Insurance Law, Alaska

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

Yes, it is legal: when you claim that someone is no longer insured under your policy, they can demand proof of it--they don't need to take your word for it. The best and most reliable proof is proof that he now has his own insurance, so this is a legal and reasonable request. If you don't comply, they can consider that he is still under your insurance and raise your rates appropriately.


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