What to do if someone tries to collect a discharged debt?

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What to do if someone tries to collect a discharged debt?

After being discharged from a Chapter 13 about 2 years ago, we are having a problem with one of the accounts. The account was a mortgage on a rental property. It was discharged in the banckruptcy. However the company sold it to another company that reported it on our credit report as discharged. Then, 4 months ago, the company sold it a 3rd company that has been attempting to collect the debt and is now reporting it to the credit agencies as deliquent and past due. Can they attack our credit like this and is this legal after we already re-established our credit?

Asked on March 8, 2012 under Bankruptcy Law, New York

Answers:


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