If I was in a convenience store today waiting in line and the ceiling collapsed on my head forcing a good bump on my head, so I have a case?

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If I was in a convenience store today waiting in line and the ceiling collapsed on my head forcing a good bump on my head, so I have a case?

They called an ambulance and I went to the ER; they sent me with a good lump on my head and sore neck. Are there grounds to sue?

Asked on February 26, 2019 under Personal Injury, New Hampshire

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

Prior to filing a lawsuit against the convenience store, it may be possible to settle the case with the store's insurance carrier. Notify that insurance carrier in writing of your personal injury claim.
If you are not going to receive any additional medical treatment, obtain your medical bills , medical reports, and if applicable, documentation of wage loss. Your claim filed with the store's insurance carrier should include those items. 
Compensation for the medical bills is straight reimbursement. The medical reports document your injury and are used to determine compensation for pain and suffering, which is an amount in addition to the medical bills. Compensation for wage loss is straight reimbursement.
If the case is settled with the store's insurance carrier, NO lawsuit is filed.
If you are dissatisfied with settlement offers from that insurance carrier, reject the settlement offers and file a lawsuit against the store based on premises liability.
If the case is not settled, your lawsuit against the store must be filed prior to the expiration of the applicable statute of limitations or you will lose your rights in the matter forever.


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