If an ex-spouse forged my signature to take out a loan and she somehow transferred it to a credit card with my name, what should I do?
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If an ex-spouse forged my signature to take out a loan and she somehow transferred it to a credit card with my name, what should I do?
She is planning to file for bankruptcy because I learned she has other debt. This one loan is quite hefty, and I am not sure if I should sue her after she files for bankruptcy, or if I should file for bankruptcy myself. The banks will not answer me how the loan was taken out, or how it was put on a credit card. It is like they are covering it up. Should I keep pressuring the bank for documents/answers/history? Since I was not married, I view this as her committing fraud and the banks not following the rules. I feel someone needs to be held accountable.
Asked on July 31, 2012 under Bankruptcy Law, Michigan
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
If your former spouse forged your signature to take out a loan you need to immediately do the following:
1. contact law enforcement as to what transpired and make a criminal complaint;
2. contact the credit card company as to what happened and write it keeping a copy of the letter for future use and need;
3. contact a business attorney to see what your legal recourse is in the civil arena.
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